Auto Insurance Discounts in Ontario Canada

Good Driving Discount

As a preferred State Farm® policyholder, you may qualify for the good driving discount if there are no tickets or accidents in the household. 

Graduated Licensing Discount

This discount is offered to new drivers going through Ontario's Graduated Licensing System with a clean driving record.

Multiple Automobiles Discount

Do you have two or more vehicles in the household? We offer a discount when you insure 2 or more vehicles with us. 

Multiple Line Discount

State Farm offers home and life insurance to meet your needs. Insure your home and/or life with us and qualify for a discount on your auto policy.

Retiree Discount

As a retiree, you can qualify for a discount off  the basic accident benefits premium as long a you are the principal operator of the vehicle and:

• Retired for the last 26 weeks and received no income from any office or employment, not engaged in any professional occupation, and not operating a business; and
• Age 65 or older; or in receipt of a pension under the Canada Pension Plan or Quebec Pension Plan or in receipt of a pension registered under the Income Tax Act, Canada.

Accident Free Discount

To reward our existing preferred policyholders on their good driving behavior, we offer an accident free discount when you maintain a clean driving record for at least 3 years.

State Farm Young Driver Discounts

State Farm offers discounts to our young driver to lower their auto premium:

• Driving Training Discount
  Complete a MTO approved driver education course and save money on your auto policy.

• Good Student Discount
  Maintain a grade average of B or higher and save money on your auto policy.

Steer Clear® Safe Driver Discount

Steer Clear Safe Driver is a program offered to our young drivers to review and improve their driving skills.

Learn More About Steer Clear