What does condominium owners coverage include?
Whatever your needs are, State FarmŽ has you covered.
Your condominium unit owners policy will protect your personal property against loss or damage from a number of specified causes, such as:
- Fire or lightning
- Weight of ice, snow or sleet
- Windstorm or hail
- Theft
- Explosion
- Riot
- Water escape
- Impact by aircraft or land vehicle
- Vehicle damage
- Smoke
- Artificially generated electrical current
- Vandalism or malicious acts
- Falling objects
- Transportation
- Breakage of glass
Your personal property is covered against these kinds of losses both at your residence and any other location worldwide. Guest's property would be covered within your unit.
However, there are some restrictions: For example, if you are temporarily residing at a residence other than your own, and theft occurs at your temporary residence, your loss would not be covered.
Please note that while this policy provides comprehensive coverage, it does not provide coverage for every loss. Most basic coverage for property does not include flood or earthquake insurance coverage. To protect your condominium unit against these and possibly other unspecified losses, you need special coverage. For more information, contact your State Farm agent.
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
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