Personal Liability Umbrella

Personal Liability Umbrella Policy

Judgments amounting to thousands or even millions are being awarded by juries across the country in ever-increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.

Liability amounts are written in increments of $1 million and supplement your present policies to provide additional personal liability protection.

If you have questions about this coverage contact a State Farm agent.

Free Home Property Organizer

Put your inventory listing in a safe place outside your home. Photographs or video will supplement your inventory. To speed up your claim settlement if you have a covered loss, save receipts for major purchases. Use our home property organizer

Check to make sure your policy has an inflation-guard feature -- one that automatically increases coverage for belongings.

If you work from home

If you operate an office or small business in your home, you may need special coverage. Check with your agent if you have a home business. This will help make sure that you have the right kind of coverage.

Check to make sure your policy has an inflation-guard feature -- one that automatically increases coverage for belongings.

What coverages are available?

This content only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.