Even when you have taken every precaution, accidents can still happen. When they do, it is important to know how to handle them. Contact your agent for assistance if an accident occurs.
In Canada
Call your local Canadian Coast Guard rescue coordination centre or local law enforcement agency to report an accident.
In the United States
After an accident, U.S. federal regulations (33 CFR 173.55) require the operator of any vessel that is numbered or used for recreational purposes, in this case a boat, to submit an accident report. You must report the accident when:
- Someone dies
- Someone is injured and requires medical treatment beyond first-aid
- Someone disappears from the boat under circumstances that indicate death or injury
- Damage to the boat and other property totals more than $2,000 or there is a complete loss of the vessel
The boat operator must submit the report to authorities in the state or U.S. territory where the accident happened. If the operator can't, the boat owner must submit the report.
If someone dies within 24 hours of the accident or is injured or missing, reports should be made within 48 hours of the accident. If only the boat and/or property is damaged, you have up to 10 days after the accident to report it.
