Make Emergency Repairs to Protect Your Home from Further Damage
- Board up broken windows and openings in the roof and walls of your home. Make sure that property is secured prior to leaving.
- Since coverage has not been determined, if possible, you should consider protecting your property from further damage by removing the water.
- Take pictures of damaged property prior to repairs, and present these to your claim representative or State Farm® agent.
- Keep an accurate record of repair expenditures. Submit to your claim representative for evaluation.
Start a Claim
Protect Your Personal Property from Further Damage
- Separate items between what can be cleaned and/or repaired from those that can't.
- List items that can't be saved (include brand name, age, today's replacement cost, model or serial number).
- Don't discard items until a claim representative says it's okay.
- Take pictures of damaged property and show them to your claim representative or State Farm agent.
- State Farm Replacement Service can help you quote and replace your personal property that was lost, stolen or damaged resulting in a claim.
If Your Home is Uninhabitable
- Advance payment for living expenses may be available.
- Find temporary housing for you and your family.
- Keep all receipts associated with the temporary housing, meals, and other miscellaneous expenses in addition to your regular expenses.
- DO NOT enter into long-term leases until you talk to a State Farm representative.
Make an Inventory
- The inventory should be room-by-room, giving complete descriptions of the damaged property.
- The description should include brand names, model numbers, age, purchase price, and place of purchase.
- Other information may be necessary on certain kinds of property.
- This list will help our claim representative in handling your claim.
- For your future protection, make a detailed inventory of all your personal belongings. A photographic record of all items is very valuable when it comes to settling claims.