Life Insurance

Life insurance can do more than help protect your family's financial future, in case you can't be there. We offer policies that can help you live today–with confidence.

Find an Agent

A State Farm® agent can help you choose a permanent life insurance policy that builds cash value that could grow to a sizeable amount on a tax-deferred basis over time.1 The policy's cash value could be used to:

  • Help pay for your children's education.
  • Add to your retirement income.
  • Provide funds for any emergency expense that may arise.

Let us help you find the right coverage for your current financial and family situation, one that can even adjust to reflect changes in the future.

Universal Life

A permanent policy that allows you the flexibility to customize your coverage and premiums to meet your needs now and in the future.2

Permanent Life

Choose from a truly varied selection of policies that not only help your family prepare for the unexpected, but can build cash value1 you can use during your lifetime.

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How Much Coverage Do You Need?

There's so much to protect around you, and most importantly your loved ones. It's easy to calculate your life insurance needs with State Farm Life Illustrated® calculator.

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1 The amount of cash value available will generally depend on the type of permanent policy purchased, the amount of coverage purchased, the length of time the policy has been in force, premiums paid to the policy, and any outstanding policy loans. Unpaid loans and withdrawals will reduce the death benefit and policy cash value. Loans also accrue interest. There may be tax consequences associated with policy loans. State Farm agents do not provide tax or legal advice. Please consult your tax or legal advisor regarding your specific circumstances.

2 With Universal Life it is possible that coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage. Changes in policy coverage amounts are subject to policy limits. Increases are subject to underwriting and may require additional premium.