Life Insurance — Living Benefits
Life Insurance Benefits You Can Use In Your Lifetime
Permanent life insurance policies offer financial protection in the event of your death. But did you know that they can also help you build cash value you can use in your lifetime*? In fact, the cash value you build can grow into a sizable asset that you can access by loans and withdrawals.
Life Insurance Benefits You Can Use in Your Lifetime
With these living benefits, you could:
- Help pay for your children's education.
- Add to your retirement income.
- Provide funds for an emergency expense that may arise.
- Help pay for long-term-care expenses with a Flexible Care Benefit Rider on Universal Life.
Health — Living Benefits
Many State Farm® agents also offer Living Benefits that protect against medical costs, lost income, and the need for ongoing care.
*Unpaid loans and withdrawals will reduce the death benefit and policy cash value. Loans also accrue interest.
State Farm agents do not provide tax, legal, or investment advice. Please seek professional tax, legal, or investment advisor regarding your situation.
**Many State Farm agents offer these products through a distribution agreement between Desjardins Living Benefits Inc. and Desjardins Financial Security Life Assurance Company. These products are manufactured and issued by Desjardins Financial Security Life Assurance Company.
State Farm branded policies are underwritten by Certas Home and Auto Insurance Company or Desjardins Financial Security Life Assurance Company.