What is Long-Term Care Insurance?

Loss of independence can happen to anyone at any age. Bathing, eating and dressing are just some of the activities of daily living that may become impossible due to a change in your health. In the event that you cannot care for yourself, you will need to pay for long-term care.

Long-term care insurance provides a monthly benefit to help you pay for daily care if you lose your independence due to a physical or cognitive impairment.

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Insurance That Gives You Control

Your monthly benefit can be used any way you choose—to hire a nurse for in-home care, move into a nursing home or other specialised residential care facility, or replace the lost income of a loved one who is providing you with full-time care.

Assistance Services Included

With long-term care insurance, you have free access to a full range of assistance services from health professionals who are ready to answer all of your questions.

Have any questions? Ask a State Farm® agent.

The products described here are manufactured and issued by Desjardins Financial Security Life Assurance Company.