Mutual Funds
Make Saving Easier

Pay Yourself First!

Whether you're managing a career, running the kids to events, maintaining the home or all of these at once, life is busy. Making regular contributions to retirement and education savings accounts throughout the year can sometimes fall through the cracks. At the same time, you know that saving for important goals such as retirement or a child's education is important.

You can make life easier by establishing a Pre-Authorized Chequing (PAC) account for as low as $50 a month. At no additional cost, a PAC allows you to make regular deposits into your account through electronic funds transfer from your bank account.

Already have a PAC? Give it a boost by either increasing the frequency or dollar amount — or both!

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Regular Investments Add Up Over Time

Make paying yourself automatic with a disciplined schedule of investing. Regular investments go a long way when compounding has a chance to work for you over a longer period of time.

Take Advantage of Volatile Markets

Use a PAC to dollar-cost average — which is an excellent way to help lessen the effects of a volatile market environment. When you invest a fixed amount regularly, over a longer period of time, you may purchase more shares when prices are low and fewer shares when prices are high. That's the benefit of dollar-cost averaging.

RRSPs should always be a last resort for current financing unless you're retired.

It's Simple and Automatic

Setting up your PAC is quick and easy. If you choose to make contributions to a Tax-Free Savings Account, Registered Retirement Savings Plan or Registered Education Savings Plan, you can set up your plan so that the maximum allowable contribution is made automatically.

Visit your licenced State Farm® representative to establish a PAC.


Mutual Funds are not insurance products and are distributed through representatives of State Farm Investor Services (Canada) Co. State Farm Investor Services (Canada) Co. is a separate legal entity from State Farm Mutual Automobile Insurance Company, or any of its insurance affiliates.

Please read the applicable Fund Facts before investing. Commissions, trailing commissions, management fees, and expenses may be associated with mutual fund investments.

Mutual Funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

State Farm Investor Services (Canada) Co. Aurora, Ontario.