Start Saving Now. You'll Thank Yourself Later.

In Retirement Planning, There's No Such Thing as Too Early

Right now, there are bills to pay, loans to pay off, and life to enjoy. But the truth is, saving even a little each month can help establish a lifetime of good saving habits, leading to a more comfortable retirement.

Your State Farm® agent can help. We offer retirement options that are based on your goals, along with free one-on-one guidance and annual check-ins to help keep you on track.

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How Much Do You Need to Retire?

As a general rule, an income that's 75% - 85%* of the amount you are living on in the months before you retire can help you maintain a similar standard of living. To see how much you'll need to save to have the kind of retirement you'd like, visit and bookmark our Retirement Illustrated® calculator.

Establish Good Saving Habits

You can make paying yourself easy and automatic with a pre-authorized chequing account. Start by putting as much as you can monthly, and revisit your savings plan every year to adjust as your income and needs change.

Get more information in Pay Yourself First with a PAC

Keep an Emergency Fund

Your retirement savings are at risk if you someday lose your job and require funds. That's why it's a good idea to save at least three months' worth of salary.

Start Planning Today

Your State Farm agent is a great resource to help you manage today's risks and prepare for tomorrow. The State Farm Insurance and Financial Review (IFR) is a free, personalized service that helps you review your insurance and financial portfolio, clarify your goals, prioritize and create and action plan.

Start Planning Your Retirement


*The New Retirement Math,, July 2013

Mutual Funds are not insurance products and are distributed through representatives of State Farm Investor Services (Canada) Co. State Farm Investor Services (Canada) Co. is a separate legal entity from State Farm Mutual Automobile Insurance Company, or any of its insurance affiliates.

Please read the applicable Fund Facts before investing. Commissions, trailing commissions, management fees, and expenses may be associated with mutual fund investments.

Mutual Funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

**Desjardins living benefits products are manufactured and issued by Desjardins Financial Security Life Assurance Company.

State Farm branded policies are underwritten by Certas Home and Auto Insurance Company or Desjardins Financial Security Life Assurance Company.

State Farm Investor Services (Canada) Co. Aurora, Ontario