Protect Your Farm Home with Farm Coverage

Farm coverage may be right for you if you own the farm or ranch premises in which you live. A farm policy combines personal/household coverages with farm/ranch coverages.

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Personal and Household Coverages

Owner Occupied Dwelling - Coverage A

Insures your dwelling, in-ground swimming pool, water well connected to your dwelling, and outdoor antenna.

Loss Settlement Provisions include:

  • Replacement Cost - Similar Construction
  • Replacement Cost - Common Construction

Farm Coverages

Scheduled Farm Personal Property - Coverage D

Protects only the farm personal property (such as farm machinery, grain, livestock, farm tools, etc) that you specifically describe in the policy schedule. Coverage is for specified perils.

Loss settlement provision is actual cash value.

Farm Liability Coverages

Personal and Farm Liability - Coverage L

Coverage provides payment for your legal liability up to the limits in the policy for damages from bodily injury or property damage caused by an occurrence to which this insurance applies.

Other Products and Services Designed to Meet Your Needs

Other Products and Services

  • Commercial liability umbrella policy
  • Business auto insurance
  • Life insurance/estate planning/key employee insurance
  • Retirement plans
  • Disability insurance
  • Mutual funds
  • Annuities


To learn more about available Farm/Ranch insurance coverage or to get a quote contact a State Farm® agent.

This coverage is only available, subject to eligibility requirements, in Ontario.

This information contains only a general description of coverages and is not a contract. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.