There to Protect Your Business

Business Owners Policies (BOP) to Cover Your Business Needs

Purchasing business owners policies from State Farm is designed to be simple. We offer the protection you need at a reasonable price. Our agents are small business owners just like you and can recommend coverages that fit your business needs. Talk to a State Farm agent today about our BOP insurance to see how we can help you protect the business you've worked hard to build.

Find an Agent

Check out our Business Insurance Directory to learn more about the types of businesses we insure.

Retail Shops

  • Arts & craft supplies stores
  • Bicycle sales & service
  • Book stores and newsstands
  • Bridal shops
  • Camera store
  • Ceramic & pottery dealers
  • CD/DVD/Videotapes - rentals and sales only
  • Clothing store
  • Fabric stores
  • Formal wear-rental
  • Gift, card & stationery stores
  • Hearing aid stores
  • Hobby, trophy & framing stores
  • Leather goods stores (excluding coats)
  • Novelties & costume jewellery
  • Opticians
  • Shoe stores
  • Sporting goods stores
  • Toy stores

Commercial Liability Umbrella Policy

Your liability insurance policy protects your livelihood from lawsuits arising from your business to a certain limit, but is it enough? For businesses that need more than $1 million of liability protection, our commercial liability umbrella policy offers broad coverage at a sensible price.


This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some provinces. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.