Protect Your Organization
from Costly Legal Fees

Business General Liability Insurance

Every small business is at risk of a lawsuit, whether from an error or negligence. That's why we offer a variety of business property and liability insurance packages, as well as umbrella and special liability solutions, to help protect your organization from costly legal judgments, settlements, and defence fees. Your agent can help you select coverage for your business needs.

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Business Property and Liability

We offer property and liability insurance packages for many types of businesses. Choose your organization type to learn more about what's covered:

Commercial Liability Umbrella Policy

Your business property and liability insurance package can help protect you from lawsuits up to a certain limit — but is it enough? It may take only one substantial judgment or settlement to put your financial future at risk. Our commercial liability umbrella policy can provide the extra financial protection your business needs. Available in $1 million increments, it offers broad coverage at a sensible price.

Professional Liability

You never know when an unhappy client might file a lawsuit claiming you've been negligent or made an error or omission while performing your professional services. Fortunately, you can minimize financial hardship and help protect your future with a policy that includes our professional liability coverage. We offer coverage designed specifically for:

  • Barbers, cosmetologists, and estheticians
  • Optometrists
  • Opticians
  • Veterinarians
  • Funeral directors
  • Hearing aid specialists

Directors and Officers Liability

Mistakes happen. We offer liability coverage for businesses and organizations including their directors and officers and committee members for damages arising from negligent acts, errors, omissions, or breach of duty committed by them.


This is only a general description of coverages of the available types of insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all businesses and vary in some provinces. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.