Life
Build an Estate and Protect

Level Premiums and Lifelong Protection - That's Permanent Life Insurance

How it Works

Permanent life insurance helps your family prepare for the unexpected. Depending on your needs, the product selected can build tax-deferred cash value you can use for a family's loss of income, mortgage costs, or educational needs - or to leave a legacy for the next generation. Our permanent life insurance policies offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. We offer permanent life policies that can be paid with premiums payable to 100, or premiums payable up to a limited number of years. Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value (if applicable).

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Life Term to 100

Affordable Lifetime protection

Features

  • Level premiums to age 100
  • Death benefits that generally pass on tax-free to your beneficiaries

Learn more about Life Term to 100

Life Term to 100

Monthly Amount Annual Amount Coverage Amount
starting at $41.49/mo $461.00 $100,000

Contact a State Farm agent to get a quote.

Whole Life Guaranteed to 100 (Golden Edge)

Lifetime protection for lifetime of needs and opportunities.

Sample rates are for a 25-year-old female in good health.

Need help choosing a policy?  Compare policies

Features

  • Level premiums to age 100
  • Tax-deferred growth of cash value
  • Death benefits generally pass on income tax-free to your beneficiaries
  • Cash values can be accessed during your lifetime

Learn more about Whole Life Guaranteed to 100 (Golden Edge)

Whole Life Guaranteed to 100 (Golden Edge)

Monthly Amount Annual Amount Coverage Amount
starting at $46.71/mo $519.00 $100,000

Contact a State Farm Agent to get a quote

Whole Life Guaranteed to 65

Provides a paid-up insurance policy upon retirement at age 49  

Features

  • Cash Values can be accessed during your lifetime.

Learn more about Whole Life Guaranteed to 65

Whole Life Guaranteed to 65

Monthly Amount Annual Amount Coverage Amount
starting at $51.93/mo* $577.00 $100,000

Contact a State Farm Agent to get a quote

Whole Life Guaranteed 20 Pay

A lifetime of benefits without a lifetime of premiums.

Features

  • Premium payments limited to 20 years
  • Tax-deferred growth of cash value
  • Death benefits generally pass on income tax-free to your beneficiaries
  • Cash values can be accessed during your lifetime

Learn more about Whole Life Guaranteed 20 Pay

Whole Life Guaranteed 20 Pay

Monthly Amount Annual Amount Coverage Amount
starting at $68.85/mo* $765.00 $100,000

Contact a State Farm Agent to get a quote

Whole Life Guaranteed 10 Pay

A lifetime of benefits without a lifetime of premiums.

Features

  • Premium payments limited to 10 years
  • Tax-deferred growth of cash value
  • Death benefits generally pass on income tax-free to your beneficiaries
  • Cash values can be accessed during your lifetime

Learn more about Whole Life Guaranteed 10 Pay

Whole Life Guaranteed 10 Pay

Monthly Amount Annual Amount Coverage Amount
starting at $103.68/mo* $1,152.00 $100,000

Contact a State Farm Agent to get a quote