Level Premiums and Lifelong Protection - That's Permanent Life Insurance
How it Works
Permanent life insurance helps your family prepare for the unexpected. Depending on your needs, the product selected can build tax-deferred cash value you can use for a family's loss of income, mortgage costs, or educational needs - or to leave a legacy for the next generation. Our permanent life insurance policies offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. We offer permanent life policies that can be paid with premiums payable to 100, or premiums payable up to a limited number of years. Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value (if applicable).
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Life Term to 100
Affordable Lifetime protection
Features
- Level premiums to age 100
- Death benefits that generally pass on tax-free to your beneficiaries
Learn more about Life Term to 100
Life Term to 100
| Monthly Amount | Annual Amount | Coverage Amount |
|---|---|---|
| starting at $41.49/mo | $461.00 | $100,000 |
Contact a State Farm agent to get a quote.
Whole Life Guaranteed to 100 (Golden Edge)
Lifetime protection for lifetime of needs and opportunities.
Sample rates are for a 25-year-old female in good health.
Need help choosing a policy? Compare policies
Features
- Level premiums to age 100
- Tax-deferred growth of cash value
- Death benefits generally pass on income tax-free to your beneficiaries
- Cash values can be accessed during your lifetime
Learn more about Whole Life Guaranteed to 100 (Golden Edge)
Whole Life Guaranteed to 100 (Golden Edge)
| Monthly Amount | Annual Amount | Coverage Amount |
|---|---|---|
| starting at $46.71/mo | $519.00 | $100,000 |
Contact a State Farm Agent to get a quote
Whole Life Guaranteed to 65
Provides a paid-up insurance policy upon retirement at age 49
Features
- Cash Values can be accessed during your lifetime.
Learn more about Whole Life Guaranteed to 65
Whole Life Guaranteed to 65
| Monthly Amount | Annual Amount | Coverage Amount |
|---|---|---|
| starting at $51.93/mo* | $577.00 | $100,000 |
Contact a State Farm Agent to get a quote
Whole Life Guaranteed 20 Pay
A lifetime of benefits without a lifetime of premiums.
Features
- Premium payments limited to 20 years
- Tax-deferred growth of cash value
- Death benefits generally pass on income tax-free to your beneficiaries
- Cash values can be accessed during your lifetime
- Long Term Care Advance
- Financial Independence for you and your loved ones. Life with Long-Term Care Advance provides affordable, permanent life insurance protection and tax-free monthly benefits in the event that you experience a loss of independence.
Whole Life Guaranteed 20 Pay
| Monthly Amount | Annual Amount | Coverage Amount |
|---|---|---|
| starting at $68.85/mo* | $765.00 | $100,000 |
Learn more about Whole Life Guaranteed 20 Pay
Long Term Care Advance
| Coverage | Ages |
|---|---|
| Minimum: $250/month | 0-59 |
Contact a State Farm Agent to get a quote
Whole Life Guaranteed 10 Pay
A lifetime of benefits without a lifetime of premiums.
Features
- Premium payments limited to 10 years
- Tax-deferred growth of cash value
- Death benefits generally pass on income tax-free to your beneficiaries
- Cash values can be accessed during your lifetime
Learn more about Whole Life Guaranteed 10 Pay
Whole Life Guaranteed 10 Pay
| Monthly Amount | Annual Amount | Coverage Amount |
|---|---|---|
| starting at $103.68/mo* | $1,152.00 | $100,000 |
Contact a State Farm Agent to get a quote
