Guaranteed Lifetime Coverage

Life insurance can be the foundation for a family's financial protection. We offer a variety of permanent life insurance policies that not only helps your family prepare for the unexpected, but can build cash value you can use during your lifetime.

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Whole Life Guaranteed to 100

Whole Life Guaranteed to 100 is permanent life insurance that is completely guaranteed. The cost is fixed and it is payable for life.


Premium Duration Coverage Limits Issue Ages
To age 100 $10,000 to $10,000,000* 0 to 80

* Your State Farm agent can request a higher amount as a special quote.

How it Works

Whole Life Guaranteed to 100 provides a lump-sum payment immediately upon death so your loved ones have the funds they’ll need to cover your final expenses, taxes and other estate expenses. It also allows asset growth on a tax-sheltered basis and makes it easier to bequeath a large donation to a charitable organization (planned giving strategy).

  • Premiums are level and guaranteed to age 100
  • It offers the security of a guaranteed death benefit
  • You have the flexibility to choose between monthly or annual premium payments
  • Cash value accumulates tax-deferred (beginning at the end of the fifth year)
  • Your beneficiaries choose how to use the benefit

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State Farm® agents do not provide tax or legal advice. Please seek professional tax or legal advice regarding your situation.


This is only a description of coverage. A complete statement of coverage is found only in the policy. For more details on coverage, costs, restrictions and renewability; or to apply for coverage, contact a local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

This policy does not guarantee that its proceeds will be sufficient to pay for any particular service or merchandise at the time of need or that services or merchandise will be provided by any particular provider.

Issued by:

State Farm International Life Insurance Company Ltd.

Aurora, Ontario

Licenced in Alberta, New Brunswick and Ontario