Final expense insurance - Financial Relief in a Time of Loss

Life insurance can be the foundation for a family's financial protection. We offer a variety of permanent life insurance policies that not only helps your family prepare for the unexpected, but can build cash value you can use during your lifetime.

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Final expense - Whole Life Guaranteed to 100 (Golden Edge)

Coping with the grief of death is hard enough without having to worry about burial expenses.

Final expense insurance helps relieve families of the anxiety of having to pay funeral costs with a death benefit that helps loved ones through a difficult time. Policy benefits are paid to your beneficiary who may use them to help pay final expenses.1


Premium Duration Coverage Limits Issue Ages
To age 100 $2,500 to $25,000 50 to 85 (82 for male smokers)

How it Works

A final expense policy provides a level of protection at an affordable price:

  • Premiums are payable to age 100 and guaranteed never to increase
  • It offers the security of a guaranteed death benefit
  • You have the flexibility to choose between monthly or annual premium payments
  • Cash value accumulates tax-deferred
  • Your beneficiaries choose whether or not to use the benefit for burial expenses

Need help choosing a policy? Compare Policies.

State Farm® agents do not provide tax or legal advice. Please seek professional tax or legal advice regarding your situation.


This is only a description of coverage. A complete statement of coverage is found only in the policy. For more details on coverage, costs, restrictions and renewability; or to apply for coverage, contact a local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

This policy does not guarantee that its proceeds will be sufficient to pay for any particular service or merchandise at the time of need or that services or merchandise will be provided by any particular provider.

Issued by:

State Farm International Life Insurance Company Ltd.

Aurora, Ontario

Licenced in Alberta, New Brunswick and Ontario