Permanent Life Insurance Paid-Up at 65

Life insurance can be the foundation for a family's financial protection. We offer a variety of permanent life insurance policies that can help your family prepare for the unexpected, and build cash value you can use during your lifetime.

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Life Paid-up at 65

This is a permanent life policy with premiums payable to the policy anniversary when the insured is age 65. This policy offers a means of providing a paid-up insurance policy upon retirement at age 65 by completing premium payments during the working years of the insured.


Premium Duration Payable to the policy anniversary when you turn 65 or for 15 years for insureds over 50.
Coverage Begins at $10,000
Issue Ages 0–65

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How it Works

Life Paid-up at 65 does more than help provide financial security. It builds cash value over time:

  • The premium stays level for the life of the policy.
  • Premiums can be paid monthly, semi-annually, or annually.
  • Guaranteed cash value grows tax-deferred. Cash values can be accessed during your lifetime*.
  • Tax-free death benefit — No matter how large your death benefit, it passes to your beneficiaries generally income tax-free.

Customize Your Policy

Add even more value to your policy by buying any of these optional riders. A State Farm® agent can help you customize a policy to meet your needs.

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How Much Do You Need?

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This is a general description of coverage. A complete statement of coverage is found only in the policy. For more details on coverage costs, restrictions, and renewability or to apply for coverage, contact your local State Farm agent.

State Farm agents do not provide tax, legal, or investment advice. Please consult your tax, legal, or investment advisor regarding your specific circumstances.

Coverage is guaranteed for the insured's lifetime, provided premiums are paid as required