Lifetime coverage that offers level and guaranteed premiums

Term to 100 Life Insurance

Term to 100 coverage lasts for a lifetime. It offers guaranteed low premiums to age 100 (no surrender value). It will help cover taxes and final expenses so your loved ones don't have to, and will allow you to leave a sizable death benefit for your dependents so they can maintain their current standard of living when you pass away.

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Premium Duration Up to age 100
Coverage Starting at $25,000
Issue ages 0 - 75

How it Works

Premiums are payable up to age 100 and the benefits last a lifetime.

  • You can pay premiums monthly, semi-annually or annually.
  • No matter how large the death benefit, it passes to your beneficiaries generally income tax-free.

And typically, the sooner you purchase your life policy, the lower your premiums will be. Talk to a State Farm® agent for details on costs, coverages and restrictions.

Customize Your Policy

Add value to the Term to 100 Life insurance policy with options and riders.

Waiver of Premium for Disability

Helps preserve your policy at a time when income may be limited due to a disability. If you become totally disabled (as defined in the policy) prior to age 60 for six continuous months, this optional coverage will waive future policy premiums as they become due as long as you remain totally disabled. This coverage automatically terminates on the policy anniversary when you attain age 60, unless disability occurs prior to that time.