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Life Insurance Basics

Life Insurance Basics

There's a lot to learn when you're getting started with life insurance, and there's still a lot to learn when you've had insurance for years. We want to make sure you understand the basics and feel confident that you're making informed choices.

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With our life insurance policies, you can help your family:

  • Keep paying the home mortgage.
  • Maintain their current standard of living.
  • Pay off debts, taxes on capital gains and probate fees, and final expenses.
  • Create a fund for post-secondary education.
  • Create a fund for a family member with special needs.
  • Protect their dreams for the future.

Getting Started

Find out more about the basics of life insurance and what we offer.

Beyond the Basics

Want to explore the possibilities of your life insurance? Learn how to get the most from your policy and benefits.

Converting term insurance to permanent
Switch from a term life policy to a permanent life policy without a new health screening.

Options and riders
Extend and enhance your life insurance coverage.

Family insurance
Protect your whole family with one policy.

Servicing Your Policy

Life insurance policy owners and beneficiaries can access a number of online resources, such as servicing and filing claims on existing policies.

Getting started online
Just a few easy steps to access your accounts.

How to make a claim
Review the procedures and options for claiming a death benefit.

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How Much Do You Need?

Find the right coverage for you.

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This is a general description of coverage. A complete statement of coverage is found only in the policy.

For more details on coverage, costs, restrictions, and renewability; or to apply for coverage, contact your local State Farm agent.

State Farm agents do not provide tax, legal, or investment advice. Please consult your tax, legal, or investment advisor regarding your specific circumstances.

Coverage will remain in force as long as premiums are paid as required.