Perfect Protection for Tight Budgets — 10 Year Term Life Insurance

Even with a limited budget, you still have options. Before too long, you'll have a lot of your debts paid off. But what if something happened to you today? You could either make no preparations for the future, or prepare for the future with a 10 Year Term Life insurance policy and help secure your family's financial well-being.

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10 Year Term

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Sample rates are for a 25–year–old female in good health.

Starting at
$93.00 annually
$50,000 of coverage

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How It Works

There's never been a better time than right now. The sooner you start, the lower your premium generally will be. And there's a lot more to like about this 10 Year Term Life insurance policy:

  • You'll pay the same low premium for all ten years.
  • You can pay premiums monthly, annually, or semi-annually.
  • When the current term expires, it will renew for another 10-year period.1
  • Tax-free death benefit will pass to your beneficiaries.

Need lifelong coverage? Just convert your 10 Year Term Life insurance policy to permanent coverage and premiums — no matter your state of health.

Customize Your Policy

Add value to your 10 Year Term Life insurance policy with options and riders.2

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1The policy will renew for additional 10 year terms up to age 80. Premiums are fully guaranteed as shown in the policy.

2Insurance policies and/or associated riders and features may not be available in all provinces, and policy terms and conditions may vary by province.

This is only a general description of coverage. A complete statement of coverage is found only in the policy. For more details on coverage, costs, and restrictions, or to apply for coverage, contact a local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

State Farm agents do not provide tax, legal, or investment advice. Please consult your tax, legal, or investment advisor regarding your specific circumstances.

Coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage.