Final expense insurance - Financial Relief in a Time of Loss

Life insurance can be the foundation for a family's financial protection. We offer a variety of permanent life insurance policies that not only helps your family prepare for the unexpected, but can build cash value you can use during your lifetime.

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Final expense - Golden Edge

Coping with the grief of death is hard enough without having to worry about burial expenses.

Final expense insurance helps relieve families of the anxiety of having to pay funeral costs with a death benefit that helps loved ones through a difficult time. Policy benefits are paid to your beneficiary who may use them to help pay final expenses.1


Premium Duration To age 100
Coverage Limits

$2,500 to $25,000

Issue Ages

50 to 85 (82 for male smokers)

How it Works

A Golden Edge final expense policy provides a level of protection at an affordable price:

  • Premiums are payable to age 100 and guaranteed never to increase
  • It offers the security of a guaranteed death benefit
  • You have the flexibility to choose between monthly, semi-annual or annual premium payments
  • Cash value accumulates tax-deferred
  • Your beneficiaries choose whether or not to use the benefit for burial expenses

Need help choosing a policy? Compare Policies.

State Farm® agents do not provide tax or legal advice. Please seek professional tax or legal advice regarding your situation.


This is only a description of coverage. A complete statement of coverage is found only in the policy. For more details on coverage, costs, restrictions and renewability; or to apply for coverage, contact a local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

This policy does not guarantee that its proceeds will be sufficient to pay for any particular service or merchandise at the time of need or that services or merchandise will be provided by any particular provider.