Stay Focused on the Needs of Your Business

Business Property Insurance Helps Protect What You've Worked Hard to Build

Business property insurance policies from State Farm® enable the purchase of insurance to be simple. They offer the coverages you need at a reasonable price. Your agent can sit down and assist you in creating a plan to make sure your business needs are covered.

Find an Agent

State Farm Business Property Insurance Policies Can Be Tailored to Meet Your Needs

We have coverage for many types of businesses such as retail, food shops, and contractors. Find your business or organization type to learn more about our coverage features:

Retail Shops

  • Art & Craft Supplies Stores
  • Bicycle Sales & Service
  • Book Stores and Newsstands
  • Bridal Shops
  • Camera Store
  • Ceramic & Pottery Dealers
  • CD/DVD/Videotapes - Rentals and Sales Only
  • Clothing Store
  • Fabric Stores
  • Formal Wear-Rental
  • Gift, Card & Stationery Stores
  • Hearing Aid Stores
  • Hobby, Trophy & Framing Stores
  • Leather Goods stores (excluding coats)
  • Novelties & Costume Jewellery
  • Opticians
  • Shoe Stores
  • Sporting Goods Stores
  • Toy Stores

Commercial Liability Umbrella

Your liability insurance policy would protect your livelihood from lawsuits arising from your business. The policy would cover you to a certain limit, but is it enough? For businesses that need $1 million or more of liability protection, State Farm's Commercial Liability Umbrella Policy offers broad coverage at a sensible price. In addition to your business property insurance and liability insurance needs, you may also need commercial auto, living benefits, and life.


This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some provinces. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.